Sometimes you have to do the wrong thing and learn the hard way. Anyone can tell you to do your assignments, but until you fail the course and have to do it again the consequences might not seem real. Then you will really be kicking yourself for wasting even more time.

• kick out the drummer
• she’s not worth it
• she is also not worth it
• save every last dollar you can
• don’t smoke that cigarette
• forget BlackBerry, put it in an index fund instead

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