It comes down to if you rent.
If you have a fixed mortgage, shit gets easier fast. If you rent, any wage increases is often offset by rent increases.
Less people are able to save, because they never get out of those “tough first years” of a mortgage
People hate on bricks, but they’re still around because of heat dissipation.
Charging a phone in an hour is a lot different than keeping a laptop going for 8 hrs.